Which of the following is NOT a component of a comprehensive car insurance policy?

Prepare for the CII Certificate in Insurance exam with questions and flashcards designed to help you understand the key principles of general insurance.

A comprehensive car insurance policy typically includes protection against various risks, such as theft, vandalism, and damages from collisions. However, liability coverage for bodily injury is not classified as a component of a comprehensive policy. Instead, liability coverage is usually part of a separate liability insurance policy or a standalone auto insurance requirement.

Comprehensive insurance focuses on non-collision-related incidents, like vandalism and theft, while liability coverage is specifically intended to cover injuries or damage that the insured might cause to other people or property in an accident. Therefore, the inclusion of liability coverage is more about meeting legal obligations and providing protection against claims made by others rather than covering damages to one's own vehicle.

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