Which of the following is NOT a component of a comprehensive car insurance policy?

The reasoning behind the selection of liability coverage for bodily injury as not being a component of a comprehensive car insurance policy lies in understanding the structure and purpose of insurance coverage types. Comprehensive car insurance primarily focuses on protecting the policyholder's own vehicle against various risks that are not directly related to accidents involving another vehicle.

Comprehensive insurance covers risks such as theft, vandalism, natural disasters, and damage caused by events like falling objects. It essentially protects against non-collision incidents that could result in loss or damage to the vehicle.

On the other hand, liability coverage for bodily injury is a component of a different type of car insurance—typically liability insurance, which is mandated in many jurisdictions. This type of coverage addresses the financial responsibility of the driver for injuries they cause to others in the event of an accident, which does not fall under the purview of comprehensive coverage.

Therefore, while comprehensive insurance offers protection against a broad spectrum of potential damages to the insured vehicle itself, it does not include liability coverage for bodily injuries that may occur in the event of an accident.