What typically constitutes 'full coverage' in auto insurance policies?

In the context of auto insurance, 'full coverage' typically refers to a combination of several types of coverage that provides a more comprehensive level of protection than just basic liability insurance. Specifically, it includes liability coverage, which protects against damage you cause to others; collision coverage, which covers damage to your own vehicle in the event of a collision; and comprehensive coverage, which protects against non-collision-related incidents such as theft, vandalism, or natural disasters.

This combination of liability, collision, and comprehensive coverage ensures that you are protected not just from damage you may inflict on others, but also from damage to your own vehicle under various circumstances. By encompassing these three key types of coverage, 'full coverage' offers a thorough safety net for drivers, enhancing financial security in the event of an accident or other covered incidents.

Other options reflect partial insurance coverage types. Liability only covers damages to others, collision covers only your vehicle in accidents, and comprehensive covers non-collision events but not damages you cause, making option that includes liability, collision, and comprehensive the most accurate representation of what full coverage typically involves.