What is the primary purpose of general insurance?

The primary purpose of general insurance is to provide financial protection against various risks and losses. This type of insurance is designed to cover unforeseen events that can lead to financial burdens, such as property damage, liability claims, and other types of loss. By offering financial support when such events occur, general insurance helps individuals and businesses mitigate the impact of risks on their financial well-being.

In contrast, the other options represent concepts that do not align with the fundamental purpose of general insurance. For instance, the idea of increasing the insured's wealth through investment pertains more to life insurance or saving products rather than general insurance, which focuses on risk management. Similarly, while governmental support may exist in some contexts, it is not a core function of general insurance. Lastly, the notion of covering all types of risks without limitation is impractical and not representative of how insurance operates, as policies typically have exclusions and limitations to manage risk effectively. Thus, the essence of general insurance is to offer financial safety against specific risks rather than wealth building or unlimited coverage.