What is motor insurance primarily designed for?

Motor insurance is primarily designed to protect vehicles against accidents and theft, making it crucial for vehicle owners. This type of insurance helps cover the costs associated with damage to the vehicle resulting from collisions, as well as theft or vandalism. It can also provide liability coverage to protect the insured from claims made by other parties for damages or injuries resulting from an accident.

The other options relate to different types of insurance. Coverage for household items against theft pertains to home insurance, while providing coverage for employees at work is associated with workers' compensation insurance. Insuring property against weather damage refers to property insurance or specific coverage like flood or windstorm insurance. Each of these serves distinct purposes tailored to specific needs, which is why the focus on protecting vehicles makes motor insurance unique in its objectives.